KSFE Smart Kitchen Scheme Loan Apply Online & Eligible Criteria


KSFE Smart Kitchen Scheme Kerala 2021: Do you want to apply for the KSFE New Smart kitchen loan scheme but do not know how to apply for it? Or want to know the Smart Kitchen Scheme procedure for applying online? If yes, then you are in the right place. 


But before we move ahead and answer your questions. It is important to understand the mindset and the idea behind the Smart Kitchen Scheme 2021. In this post, we will clear all your doubts and provide you with all the relevant information regarding this new scheme.

Today’s Update

The smart kitchen loan scheme 2021 online application process will start on 10th July 2021.


Kerala Smart Kitchen Scheme Details

As India is growing economically, there is a rising need to pay more attention to women’s social, mental, and physical health. When women are strong in all aspects, it will lead to women’s empowerment. Therefore, keeping this in consideration, the Kerala government has announced the revised budget for the current fiscal year by introducing a Smart Kitchen project. KSFE Smart Kitchen Scheme is meant to modernize kitchens that will ease the challenges faced by homemakers while doing household chores.

Kerala Smart Kitchen Scheme

Finance Minister K N Balagopal presented this budget. Also, he has set apart an amount of Rs 5 crore for the opening phase of the scheme, which would be achieved through the KSFE( Kerala State Financial Enterprises), which is a state-run chit fund and lending firm.

  • Smart Kitchen Scheme will be started by July 10, 2021.
  • In the Kerala Smart Kitchen loan scheme, loans will be provided to refurbish their kitchens.
  • This Smart Kitchen loan will be given at a low interest rate that too in easy installment schemes.
  • The scheme strives to lessen the workload of women’s household labor.

Smart Kitchen Kerala Government Highlights

Scheme PortalThe Kerala State Financial Enterprises Ltd (KSFE)
Article NameSmart Kitchen Loan Scheme 2021
Implemented inKerala State
Launched ByChief Minister Pinarayi Vijayan
BeneficiaryWomen of Kerala
BenefitLoans are provided for kitchen renovation.
Scheme Launched DateMay 27, 2021
Online Application Starting Date 10th July 2021
Application ProcessOnline

Also Read: How To Apply Ration Card In Kerala Through Online

What is the Smart Kitchen project?

Under KSFE smart kitchen scheme in Kerala, soft loans will be given to women for purchasing household kitchen accessories. The cost of the equipment can be compensated as installments within a specific period. The interest on the loan will be equally shared between the beneficiary, the local self-government body, and the state government. For implementing the scheme precisely, KSFE would initiate smart kitchen chits.

The government believes that for increasing the participation of women in labor, household chores need to be reduced. Thus, by improving the kitchens’ mechanization, women’s involvement in labor could be enhanced. Hence, the Smart Kitchen project was introduced.

Apply Online For Smart kitchen Scheme in Kerala

Since Kerala Smart kitchen Scheme has not launched yet and it is under supervision. So, once this scheme is launched, we will be having detailed information on how you can avail the benefits and how to online register yourself under this scheme.

Also Read: Kerala Sevana Pension Online Registration

All we know is that under this KSFE scheme, a loan will be given to women, and we can expect that the loan will be provided to interested people as of now. If you want to know more details, you can go to their Official Website, i.e.,

Once this scheme gets officially launched, you can quickly apply online for the Smart Kitchen Scheme scheme and avail of this scheme. But now, you have to wait till it gets launched.

Smart Kitchen loan Required Documents

  1. Mobile Number
  2. Aadhar Card
  3. The applicant needs to be a resident of Kerala
  4. Bank Account Number
  5. Residential Proof
  6. Voter ID Card
  7. The applicant’s loan will be made in a woman’s name.

KSFE is trying to converse with kitchen accessories manufacturers so that they can diminish the equipment cost for the Smart Kitchen scheme.

Also Read: Kerala Land Records Property Details Online @erekha.kerala

Online Application Form For KSFE Smart Kitchen Loan 

As we have mentioned earlier, this scheme will be implemented soon. So, you can get the application form only after its launch. You have to fill these forms correctly and then need to submit them to the concerned authority. As of now, all things are going online, so we are expecting that an online application will be submitted. These online forms will be submitted on the official portal of KSFE. All your doubts will be cleared after the official launch of the KSFE smart kitchen scheme in Kerala.

Smart Kitchen Kerala Budget FAQs

What is the idea behind KSFE Smart Kitchen Loan?

The earlier budgets of the LDF government have been known for gender budgeting. This scheme began in the last budget of the first LDF Government headed by Pinarayi Vijayan. In the budget for 2021-22, the expense for women-oriented schemes is Rs 1,347 crore, making 6.54 percent of the plan share.

When will the smart kitchen scheme start in Kerala?

The Smart Kitchen Loan Program 2021 online process will start from July 10, 2021.

What is the official website of the smart kitchen scheme?

The official website of the smart kitchen scheme is

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